Nissan Finance Options

Drive away in your next Nissan in no time when you compare and apply for car finance with Savvy.

No obligation. It won't affect your credit score.

Last updated on April 19th, 2022 at 02:58 pm by Thomas Perrotta

Compare car loan options for Nissan

Nissan is another Japanese export that has grown to be amongst the most popular options for Australian drivers. They offer a wide range of vehicles, from on-road models like the Juke and Qashqai to off-road cars like the X-Trail and Navara and even higher performance models like the 370Z and the GT-R.

When it comes to comparing and choosing car loan offers in Australia, there’s no better place than Savvy. Our diverse panel of over 25 lenders means that you’ll have your pick from the best financiers and loan products in the market and help maximise your savings by comparing more offers.

Whatever car you’re after, finding a deal is simple with Savvy. Get a quick quote now to kick-start your application.

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Features to enjoy on car financing for Nissan

Competitive rates from just 3.99% p.a.

You’ll be able to lock in a great fixed interest rate and enjoy savings across your loan with comparison rates starting from 4.36% p.a.

Borrow up to 100% of your car’s value

Loan amounts are flexible to your needs and the cost of your car, with financing available for up to the entire cost of the vehicle.

Repay over one to seven years

Lenders give you the power to select your preferred loan term, which can help you ensure that your repayments are comfortable for you.

Customise your loan repayments

In addition to this, you can choose whether to make your loan repayments on a weekly, fortnightly or monthly basis.

Buy for private or business use

We work with lenders who not only provide private consumer options, but also commercial products like car leases and chattel mortgages.

Early repayments available

Our partnered lenders’ flexibility means that you can compare offers from those who don’t charge for additional or early repayments.

Enjoy lower rates with security

Your car loan will be secured by your Nissan purchase, which will help lower the potential interest rate you’ll be offered.

All employment types eligible

Whether you’re full-time, part-time, casual or self-employed, you’ll be able to find a lender willing and able to work with your situation.

Why Savvy is a great place to finance your Nissan

Nissan in Australia – Legends on and off the road

It’s no easy task developing a following when you’re up against the hugely successful Toyota Landcruiser. Beating the Hilux at its own game is also no mean feat – but that’s exactly what Nissan have been doing for decades. Ever since the awesome Nissan Patrol arrived in Australia back in 1960, it’s been taking everything our tough landscapes and conditions could throw at it. The Nissan Navara is still one of the few true go-anywhere vehicles Australians can buy. Dual-cab versions offer families the freedom to live anywhere – and come in a range of options which bring comfort and connectivity to the business of driving tough terrain. Cab chassis versions of this versatile ute are loved by tradesmen everywhere from the cities to the bush. The Navara has a hugely loyal, long-standing Aussie following and new models only look set to continue that tradition.

Nissan are no strangers to sports cars. Over the years, Aussies have embraced a succession of two-seater vehicles built with the racetrack in mind, but refined for the road. It’s half a century since the iconic Nissan 240Z was first designed. Z Series cars never went away and brought Nissan a reputation throughout the following decades for innovation and speed. That pedigree has culminated in the 3.7-litre V6 Nisan 370 Z. Full of the latest tech and producing 245kW of power and 363Nm of torque – the 370 Z is a car for modern drivers who don’t want to lose touch with the tarmac.

How to receive the lowest rate on your Nissan car loan

Frequently asked questions

How much can I afford?

The car loan that you can afford is based around what your disposable income is, which is calculated by subtracting your monthly expenses from your monthly income. For example, if you earn $5,000 per month and have other expenses totalling $2,000, your disposable income would be $3,000.

How do I qualify for a car loan?

There are several eligibility criteria that you’ll be required to meet in order to qualify for financing. The following are the most common boxes that you’ll have to tick:

  • You must be at least 18 years of age
  • You must be an Australian citizen, permanent resident or valid visa holder
  • You must be earning at least $26,000 from stable income source/s
What’s the age limit on the Nissan models I can buy?

We can help you get approved for cars up to the age of 20 at the point of purchase thanks to our flexible lending partners. However, you still have options if your desired car is older than that. An unsecured car loan comes with no restrictions on age or condition, although they do carry higher interest rates and lower borrowing caps at a maximum of $50,000.

Is dealership finance an option for me?

It is, but it’s not always a great option. Dealerships tend to have far fewer finance providers, limiting your options, while also reserving the lowest prices and rates for vehicles they’re looking to offload. Also, 0% finance isn’t as good as it sounds: these deals come with inflated purchase prices for cars and higher fees, as well as only offering a short interest-free period.

Am I able to trade in my current car for a brand-new Nissan?

Yes – trading in your old car is a great way to reduce the purchase price of your new car. It’s important to note, though, that while it’s more time-consuming and a greater overall effort, you’re likely to earn more for your existing car by selling it privately.