Best Car Loans
Our car loans take your money further. See how you can compare and save with us.
Compare best car loans in Australia
At Savvy, we can help you find the best car loans on the market. Our extensive lender panel allows us to draw from a wide and diverse range of products and lenders when sorting through the top offers to fit your needs.
Many Australians look to car loans as a way to help them buy their new vehicle, so it’s important to know the right place to go to compare the lowest interest rates and find products tailor-made to your situation. Get a quick quote today and compare your options with Savvy.
Our car loan features and benefits
With rates starting at just 3.99% (4.36% p.a. comparison), we can help you access low interest car loans from across the market and save.
Financing is available up to the value of your car from as little as $5,000, affording you access to a wide range of vehicles for purchase.
You can customise your repayments to fit around your own income requirements, adding flexibility to your monthly instalments.
With flexible options available for term lengths, you can dictate the cost of your repayments by opting for a period between one and seven years.
Our lenders allow extra loan contributions free of charge. For a $30,000 loan at 5% over five years, you can save over $650 and slash ten months off your term by paying an extra $100 each month.
With a fixed interest rate, you can not only enjoy savings across your loan, but carry a degree of certainty around your payments and budget more accurately.
We can arrange financing for either a new or used car, opening up more possibilities for you. All that it’ll need to be is not written off in the past and made in Australia or imported here by its manufacturer.
We work with lenders who can reduce or waive early repayment fees, so your broker will help you find one and pay off your loan as quickly as you like.
Why you can trust Savvy to find the best car loans for you
What our customers say about their finance experience
How to access the best interest rate on your car loan
Maintain a strong credit rating
As an indicator of your reliability as a borrower, your credit rating plays a major role in determining what your interest rate will be. A high credit rating means that you have a positive record when it comes to repaying debts such as past loans, credit cards and other household or personal bills. Making these payments behind schedule or missing them altogether will harm your credit score, with negative credit reporting reducing its total. Continuing to repay debts promptly and lowering credit limits on your cards are effective ways to continue to grow your rate.