Car Loans Perth
Keep things Savvy and find flexible, affordable car loans in Perth that match the way you live and drive.
Low rate car loans Perth
Find your ideal car loan in Perth
With Savvy, you get more choice and that means lower car loan interest rates than anywhere else. If you’re considering car loans, Perth based and looking to save dollars – let Australia’s number one car loan brokers help you find the best deal from the widest choice of car loan lenders online. We can help you get approved more quickly, drive the car you want, and make your money go miles further. Be savvy, and don’t let new car costs mount up.
Drive the Savvy way and save money
Getting a great deal on a car is about more than just the price – it’s essential to get the best deal available on your finance too. At Savvy, we’ve developed long-term relationships with a myriad of loan providers. Our consultants take the tedium out of sourcing winning finance deals – so you can get on with enjoying your drive. If you’re thinking convenience and peace of mind, and you want to get unrivalled advice too – think Savvy!
The features and benefits of a car loan with Savvy
With comparison rates starting at 4.36% p.a., you can lock in a great deal and guarantee your low rate across the entirety of your loan term.
You can choose between loan terms of one and seven years and make your loan contributions on a weekly, monthly or fortnightly basis.
Car loans come with a minimum borrowing amount of $5,000, but you can borrow up 100% of any vehicle’s value (provided you can comfortably afford to do so)
You’re not restricted to solely buying cars from dealerships. Our lenders can finance cars anywhere in Western Australia, bought from private sellers, opening up more options for you to purchase.
Whether you’re working full-time, permanent part-time, casual or even as a sole trader, there are car finance options that you can take advantage of.
We can match you with top lenders who allow you to pay above the minimum monthly requirement and complete your loan term early.
Car finance options
Looking for a loan to finance a car for personal use? Get started by comparing your options with Savvy and access interest rates from 3.35% p.a. (3.89% p.a. comparison rate).
Bad credit car loans
We’re partnered with flexible lenders who can work with customers who have struggled with their credit in the past. You can speak with a Savvy consultant who understands your situation and can help you through the process.
One of the most popular finance options for WA businesses, chattel mortgages enable you to own your car from the beginning and reap the rewards of numerous tax benefits and flexible repayment options.
If you’re in a position to take up a novated leasing agreement, it might be worth your while to do so. Pay for your lease through salary sacrificing, use it 100% for personal use and enjoy the tax benefits that come with it.
If your business uses off-balance sheet accounting, a hire purchase agreement can be a great way for you to save with claimable GST, depreciation and interest while taking ownership of the car at its conclusion.
Alternatively, you might be looking for the freedom and convenience of not owning your commercial vehicles. Whether you’re looking at finance or operating leases, we can help you source the right lease for your business.
Why you should go with Savvy for your car loan
What our customers say about their finance experience
Calculate car loan repayments
Disclaimer: The results provided is an estimate only. Please read our Calculator Assumptions and Disclaimer for more information
A checklist for before you apply for a car loan in Perth
Be aware of your credit history
First and foremost, it’s important that you understand what your credit file looks like and what’s in it. This provides your lender with an indication of how you’ve fared with past borrowing arrangements, as well as provide information on your existing liabilities and current credit limits.
Fortunately, your Savvy consultant will review this for you in the initial application process to determine the type of car loan you can qualify for. They’ll also do this to highlight any potential errors in your file that’ll require correcting.