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What’s the difference between life insurance and total disability protection?

Life insurance, as most people understand it, is insurance that your family claims when you die prematurely, due to an accident or unforeseen circumstances. This type of insurance covers the loss of your future earnings. These earnings could have paid a mortgage off, or catered to the wellbeing of dependents. However, life insurance isn’t just “death cover.” Life insurance has more than one narrow definition.

Make the most from your credit balance transfer

If you have a credit card balance that’s out of control and only getting worse as time passes, a balance transfer to a different credit provider is a leg up – not a cure-all – for wiping the debt out. Many people believe transferring the balance to another card will fix the problem. It doesn’t happen in isolation, but you can make the most of your credit card balance transfer by following a few simple rules.


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