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Finding the perfect quad bike to make you ruler of your farm

Published on November 30th, 2020
  Written by 
Bill Tsouvalas
Bill Tsouvalas is the managing director and a key company spokesperson at Savvy. As a personal finance expert, he often shares his insights on a range of topics, being featured on leading news outlets including News Corp publications such as the Daily Telegraph and Herald Sun, Fairfax Media publications such as the Australian Financial Review, the Seven Network and more. Bill has over 15 years of experience working in the finance industry and founded Savvy in 2010 with a vision to provide affordable and accessible finance options to all Australians. He has built Savvy from a small asset finance brokerage into a financial comparison website which now attracts close to 2 million Aussies per year and was included in the BRW’s Fast 100 in 2015 as one of the fastest-growing companies in the country. He’s passionate about helping Australians make financially savvy decisions and reviews content across the brand to ensure its accuracy. You can follow Bill on LinkedIn.
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Roaming around your farm on your quad bike might make you become a better ruler of your domain, but finding that perfect bike that keeps you safe is also vital. Th mixture of having a quad bike that has a good safety rating along with insurance to protect your four-wheeled throne will ensure that your farm continues to run smoothly.

Quad bikes have been the leading causes of fatalities on farms

Quad bikes, which are also known as ATV’S, might make for an easier form of transportation and helps to eliminate the footwork in and around your farm, but with the lack of proper safety features set in place, it can be a hazard.

Statistics released by Safe Works Australia shows that the leading causes of fatalities on farms in Australia involved quad bikes. There have been 190 deaths involving quad bikes in 2015-16. The highest numbers of the data revealed that 82% of these fatalities were males, while 58% of quad bike fatalities involved rollovers.

This four-wheeled vehicle might look like an easy thing to muscle, and an exciting toy for teens, but if proper precautions are not taken it can result in tragedy. That’s why it is important that when you buy a new or used quad bike you ensure that there are adequate safety features in place.

Getting safety ready

There have been some moves by various farm organisations to introduce more safety measures when it comes to using a quad bike on a farm. The National Farmers Federation (NFF) having been lobbying for the past several years to have a star safety rating for bikes that will determine the safety of a bike based on its design and stability.

You can install safety devices on your quad and get paid for it. NSW farmers have been promoting the quad bike safety improvement program which gives farmers who use safety devices a rebate of up to $1000.

What to look for when buying a quad

Adding a new addition to your farm equipment in the form of a new bike can be exciting, but there are various factors that you need to consider. The most basic is ensuring that the quad is used properly by both workers and yourself.

Consider factors such as:

  • It’s handle on various terrain conditions
  • Centre of gravity
  • Brakes
  • Seat carrying capacity
  • Power and speed

An additional safety measure is to always follow the manufacturer’s instruction on the use of the quad, even if you have been operating them for years. It’s always good to brush up on your skills.

Ensure that all guards are in place and that the bike can be easily operated from the seated position. Avoid altering the height of the mounting point or increasing the towing capacity which can have effects on your braking steering or suspension, which in turn can increase the risk of a rollover.

As a departing point, it will be wise to get adequate insurance for your four-wheeled thrown by comparing online deals that match your buck to keep your farm running with minimum hiccups.

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This guide provides general information and does not consider your individual needs, finances or objectives. We do not make any recommendation or suggestion about which product is best for you based on your specific situation and we do not compare all companies in the market, or all products offered by all companies. It’s always important to consider whether professional financial, legal or taxation advice is appropriate for you before choosing or purchasing a financial product.

The content on our website is produced by experts in the field of finance and reviewed as part of our editorial guidelines. We endeavour to keep all information across our site updated with accurate information.

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The interest rate, comparison rate, fees and monthly repayments will depend on factors specific to your profile, such as your financial situation, as well as others, such as the loan’s size and your chosen repayment term. Costs such as broker fees, redraw fees or early repayment fees, and cost savings such as fee waivers, aren’t included in the comparison rate but may influence the cost of the loan. Different terms, fees or other loan amounts may result in a different comparison rate.

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