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5 credit cards that are currently offering the best rewards in November

Published on December 1st, 2020
  Written by 
Bill Tsouvalas
Bill Tsouvalas is the managing director and a key company spokesperson at Savvy. As a personal finance expert, he often shares his insights on a range of topics, being featured on leading news outlets including News Corp publications such as the Daily Telegraph and Herald Sun, Fairfax Media publications such as the Australian Financial Review, the Seven Network and more. Bill has over 15 years of experience working in the finance industry and founded Savvy in 2010 with a vision to provide affordable and accessible finance options to all Australians. He has built Savvy from a small asset finance brokerage into a financial comparison website which now attracts close to 2 million Aussies per year and was included in the BRW’s Fast 100 in 2015 as one of the fastest-growing companies in the country. He’s passionate about helping Australians make financially savvy decisions and reviews content across the brand to ensure its accuracy. You can follow Bill on LinkedIn.
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The festive season is drawing closer with its massive shopping and deals to attract you. Recent research by Citi shows that 38% of Australians are not happy with their current rewards programme, causing 57% to depart from their card institution for something better. If you are looking for ways to save now through reward programmes, so you can enjoy the benefits later in December we have just the fix. As the festive season draws close most credit companies are looking for ways to attract new customers to their reward programmes.

What are the best credit cards that you could be using this month? There are plenty of Australian cards that boast 0% interest offers and bonus points, right down to $0 fees. We have put together a list of 3 credit cards that have good rewards for the month of November through to December.

1. Coles No Annual Fee Low Rate Mastercard

Get your hands on the Coles Rewards Mastercard before the festive season is in full swing. This will especially come in handy for travellers who gain 2 points for every $1 spent. An extra source of money is always welcomed especially when it comes to shopping. Cole’s latest offer of $100 off any shopping done with their No Annual Fee and Low rate Mastercard will have anyone feeling jolly.

2. Virgin Money Low Rate Credit Card

The benefits to this card is that you receive $100 cashback when you meet the spending requirements. It also comes with the additional perk of having a long-term balance transfer offer and a discounted annual fee on your card. You get 0% p.a for 14 months on your balance transfer. However, be quick to clench this deal as it ends 30 November 2017.

3. St. George Vertigo Platinum

Its ongoing features are something you would want to consider. The St.George Vertigo Platinum offers a low rate of 12.74% p.a on a range of things such as; purchases, purchase protection insurance, and complimentary travel insurance. The extra bonus with this is the platinum concierge service that can be beneficially during the festive. The catch is that you will have to apply before the 22nd November to get in on the deal.

It is advisable to check the details of each card. Know what terms and conditions apply, and whether the card is structured towards what you need. The order of the cards does not mean these are the top or the best in the market. However, they will come in handy when you need rewards that will put a smile on your face.

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This guide provides general information and does not consider your individual needs, finances or objectives. We do not make any recommendation or suggestion about which product is best for you based on your specific situation and we do not compare all companies in the market, or all products offered by all companies. It’s always important to consider whether professional financial, legal or taxation advice is appropriate for you before choosing or purchasing a financial product.

The content on our website is produced by experts in the field of finance and reviewed as part of our editorial guidelines. We endeavour to keep all information across our site updated with accurate information.

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