Written by 
- The Savvy Promise
At Savvy, our mission is to empower you to make informed financial choices. While we maintain stringent editorial standards, this article may include mentions of products offered by our partners. Here’s how we generate income.
Turning your seaside holiday into one to remember by purchasing a Jet ski can be a fun experience. However, the purchasing process can be daunting when you are a newbie jet ski owner. Our guide and savvy tips can help you navigate your way around purchasing a Jet ski.
What type of jet ski do you want?
Believe it or not, there is more than one type of jet ski that you can choose from. Knowing the difference can help enhance your experience of owning one. There are solo crafts that are also known as ‘stand-ups’ because of the no-seat feature that requires you to stand when riding. This could be suitable for people who are athletic and have mastered the art of balance. The sports craft is designed to carry one ride and come with small dimensions that can make it easier to navigate tight corners. Two seaters, which lives up to its name can be ideal for people who want to ride with someone, and the three or four-seaters are family friendly and can be an ideal feature for families that want to cruse the waves together.
Is bigger really better
Size does matter when it comes to purchasing a jet ski, but bigger doesn’t necessarily mean better. The main factor that will affect the size of your craft will be based on your individual needs. This will help you determined if a 1 or 4-seater will be suitable for you. The type of vehicle you own will also determine if the size will be suitable to tow. Trying to exceed the tow size can create difficult driving and possible cause your car to jackknife. This is a feature that needs to be carefully considered before you buy.
Do you have storage space?
Jet skis can be tempting when it comes to its model and size. However, without planning in advance you could end up purchasing a beautiful disaster. Knowing what size to buy can also help you in terms of storage. You have to consider where you are planning to keep your jet ski if you are not using it. You may have to reconsider purchasing a big jet ski such as four-seater when you have no storage space. You can also consider hiring your it, especially if you will be using it seasonally.
Does it have the necessary features?
It doesn’t matter if you are purchasing a new or a used Jet ski, the safety features are essential. Most watercraft have a lanyard as a standard feature, which basically helps switch off the jet ski when you have fallen off. According to NCIS, 34% of incidents were caused by the owner of the ski losing control. Purchasing a machine that is known for its stability features can also be beneficial.
Remember to carefully consider the jet-ski finance options that are available to you especially if you plan on taking out a leisure loan to fund your new craft. Compare your way to a competitively low interest rate that come with features that will be suitable for you.
Did you find this page helpful?
This guide provides general information and does not consider your individual needs, finances or objectives. We do not make any recommendation or suggestion about which product is best for you based on your specific situation and we do not compare all companies in the market, or all products offered by all companies. It’s always important to consider whether professional financial, legal or taxation advice is appropriate for you before choosing or purchasing a financial product.
The content on our website is produced by experts in the field of finance and reviewed as part of our editorial guidelines. We endeavour to keep all information across our site updated with accurate information.
Approval for leisure loans is always subject to our lender’s terms, conditions and qualification criteria. Lenders will undertake a credit check in line with responsible lending obligations to help determine whether you’re in a position to take on the loan you’re applying for.
The interest rate, comparison rate, fees and monthly repayments will depend on factors specific to your profile, such as your financial situation, as well as others, such as the loan’s size and your chosen repayment term. Costs such as broker fees, redraw fees or early repayment fees, and cost savings such as fee waivers, aren’t included in the comparison rate but may influence the cost of the loan. Different terms, fees or other loan amounts may result in a different comparison rate.
